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Terms of Service

Last updated: [MONTH DAY, YEAR]
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These terms govern your use of this website, operated by [YOUR LEGAL ENTITY NAME] (“Verity Assurance,” “we,” “us”). By using this site, you agree to them.

What this website is

This website provides general information about insurance products and lets you request a quote or consultation. It is not itself an insurance policy, and nothing on this site creates, binds, alters, or extends any insurance coverage. Coverage only takes effect once an application is accepted by the applicable carrier or, for Marketplace plans, once enrollment is confirmed through the Health Insurance Marketplace.

Not a guarantee of eligibility or pricing

Plan availability, eligibility, and pricing shown or discussed on this site (including any figures marked as starting prices) are estimates and can change. Your actual options depend on your specific circumstances and the underwriting or enrollment rules of the carrier or Marketplace.

Accuracy of information you provide

You agree to provide accurate, current information when you contact us or request a quote. Inaccurate information can delay or invalidate an application.

Third-party links

This site may link to third-party sites, including Healthcare.gov and carrier websites. We don't control those sites and aren't responsible for their content or practices.

Intellectual property

The text, graphics, and design of this site belong to Verity Assurance unless otherwise noted, and may not be copied or reused without permission.

Disclaimer & limitation of liability

This site and its content are provided “as is,” without warranties of any kind. To the fullest extent permitted by law, Verity Assurance is not liable for indirect, incidental, or consequential damages arising from your use of this site. [Have this section reviewed by an attorney in your state — liability language is jurisdiction-specific.]

Governing law

These terms are governed by the laws of the State of [YOUR STATE], without regard to conflict-of-law principles.

Changes to these terms

We may update these terms from time to time. The “Last updated” date above reflects the most recent revision.

Contact us

Questions about these terms? Reach us at [YOUR EMAIL] or +1 (305) 417-8984.

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